Fielder Financial Management

Planning Your Future Today. How Smart? Very Smart!

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Pension Plans
Roth's, IRA's, 401k's, 403b's, SEP's, SIMPLE.
Start making your 2009 contributions!

'Private' Pension Plans
Tax-Free Growth, Tax- Free Income, Tax-Free Transfer!

Tax-Deferred Annuities
Variable, Fixed, Income & Equity-Linked.

SPECIAL REPORT
The Benefits of DCA

College Funding
529 Plans & Strategies, College Calculator.

Life Insurances
Variable, Universal, Term, Whole Life Quotes.

Mutual Funds
Why Investors choose
Mutual Funds.

Estate Planning
Estates above $2 million, Calculator & Quotes.

Business Continuation
Buy-Sell Agreements for Partners.

Executive Benefits
For 'Key' Employees.

Financial Analysis
Are you on track? Will you retire comfortably?

FFM, Ltd. Profile
Company & Founder information.

What Others are Saying
Read what some of our customers have said!

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This Month's Spotlight is on:

Fixed Annuities

Fixed Annuities are designed to provide investors with principal guarantees, tax deferral and retirement income that cannot be outlived.

ORDER MORE INFO BELOW:

Daily Stock Watch
DJIA	8,008.81	-219.57 2.67%
NASDAQ	1,457.32	-49.75 3.30%
S&P 500	817.72	-22.52 2.68%
Mid-day Market Re-cap: The major indicies are weak again today as Microsoft announces job cuts of approx. 5000 workers or 5% of its workforce. Oil is still on the decline down 2.43 to 4132 a barrel. Apple shares jumped on better than expected sales, the stock rose 7% by midday. Data on jobless claims and housing starts added more concern. First-time claims for unemployment benefits for the week ending Jan. 17 rose by 62,000 to 589,000 -- more than economists had forecast and matching a 26-year high. The benchmark 10 year T-bond at miday is 2.59%. More Market Re-cap
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EIA's

Equity-Indexed opportunities with NO principal risk

Fixed Annuities

Fixed-Yield Guarantees with Tax Deferred Growth

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529 Plans

College Funding with Tax Advantages - High contribution limits

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Copyright � 1998 Fielder Financial Management, Ltd.
All Rights Reserved.

Legal Disclosure: Securities are offered through Girard Securities, Inc. member FINRA, SIPC, Mark R. Fielder, Registered Principal. CA. Insurance Lic. # 0690576. Mark R. Fielder is securities licensed in all states, except TN. The following forums and related discussions are not meant as legal advice. The descriptions of the investment strategies, concepts and products as represented are generalized. The information provided highlights our understanding of the current tax laws. Tax laws will and do change. Please consult with your own tax advisor.

Throughout this site the navigator will find references to "variable" type products. A variable product is a security. Securities are offered by a prospectus only. For more complete information about variable annuities, mutual funds and variable life, including charges and expenses, obtain a prospectus by calling 1-800-480-7526. Read it carefully before you invest or send money.

Investment return in a security is NOT guaranteed. Principal value of an investment in a security WILL fluctuate and, when redeemed, may be worth more or less than the original cost basis. These programs are NOT government-insured plans. Some products and services may not be available in all states.